Privacy Policy

PRIVACY POLICY Effective Date: July 16, 2025 StockyPi Privacy Policy This Privacy Policy applies to StockyPi, a provider of trading education and financial services. We are committed to respecting your privacy and ensuring the security of your personal data. This policy outlines how we collect, use, store, and share your personal information, in compliance with the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, and other applicable Indian and international laws including SEBI guidelines. 1. DATA COLLECTION We collect and process the following types of personal information: 1.1 Identity and Contact Information: Name, email address, and phone number. 1.2 Device and Technical Data: IP address, device type, browser type, and system logs. 1.3 User Behavior and Activity Data: Interaction with our website or services, educational trading activity, and preferences. 1.4 Payment and Transaction Information: Data related to payments made via Razorpay. StockyPi does not store sensitive payment details. 1.5 Optional Information: Any additional data you provide voluntarily through surveys or contact forms. 2. PURPOSE OF DATA USE We use your personal data for the following purposes: 2.1 To create and maintain your account and provide access to our educational platform. 2.2 To deliver educational content and personalized recommendations based on your usage. 2.3 To process payments via Razorpay and manage related transactions. 2.4 To communicate with you regarding services, updates, and support. 2.5 To detect, prevent, and investigate fraudulent or unauthorized activities. 2.6 To comply with legal and regulatory obligations under SEBI and Indian law. 2.7 To conduct internal analytics and improve our services. 3. LEGAL BASIS FOR PROCESSING We process your personal data on the following legal bases: 3.1 Your consent, for marketing communications and optional features. 3.2 Contractual necessity, for providing our core services. 3.3 Legal compliance, especially under SEBI and IT Act regulations. 3.4 Legitimate interests, such as improving our services and preventing fraud. 4. DATA SHARING AND DISCLOSURE We do not sell your personal data. However, we may share it in the following cases: 4.1 With Razorpay to process your payments securely. 4.2 With authorized service providers for hosting, analytics, support, and email delivery, bound by data protection agreements. 4.3 With government authorities or regulatory bodies upon lawful request. 4.4 In the event of a merger, acquisition, or restructuring of our company. 5. INTERNATIONAL TRANSFERS Your data may be stored or processed outside India. We ensure such transfers are secured by adequate contractual or legal safeguards, in line with global standards. 6. DATA RETENTION We retain your data only as long as necessary: 6.1 Account-related data is retained as long as your account is active. 6.2 Inactive accounts may be purged after 3 years of inactivity. 6.3 Financial data is retained as required by tax or regulatory laws. 6.4 Upon request, we will delete your account and associated data, subject to legal retention requirements. 7. SECURITY PRACTICES We implement industry-standard security practices: 7.1 SSL/TLS encryption for all data in transit. 7.2 Access control and monitoring systems. 7.3 Regular security audits and vulnerability assessments. 7.4 PCI-DSS compliant payment processing via Razorpay. 8. YOUR RIGHTS You have the following rights: 8.1 Access and correction of your personal data. 8.2 Deletion of your data upon request. 8.3 Withdrawal of consent at any time. 8.4 Object to or restrict processing in certain cases. 8.5 File a complaint with a data protection authority. To exercise these rights, contact us at the email address below. 9. COOKIES We use cookies to improve your user experience. You may control or disable cookies through your browser settings. Essential cookies are necessary for service delivery. 10. CHILDREN’S PRIVACY Our services are intended for individuals 18 years or older. If you are under 18, use our services only under parental or guardian supervision. We do not knowingly collect data from minors. 11. GRIEVANCE REDRESSAL For questions, complaints, or to exercise your rights, contact our Grievance Officer: Grievance Officer: Muhammad Hasir Arafath M H Email: stockypi005@gmail.com Phone: [+91-9597716398] Address: [] We will acknowledge your request within 72 hours and respond within 30 days. 12. CHANGES TO THIS POLICY We may update this Privacy Policy from time to time. Continued use of our services after such updates constitutes acceptance. Please check this page periodically for changes. By using StockyPi, you agree to this Privacy Policy. If you do not agree, you should not use our services.